The last thing a person with a permanent disability should face is a denial of benefits. Yet, insurance companies are notorious for denying legitimate disability claims from people with established disabilities. Employees who find themselves in a position where they can no longer work have the option of filing for long-term disability insurance. This type of insurance can cover an employee with a long-term injury for up to ten years or even until the employee retires. When insurance companies delay the claims process or outright deny an applicant’s claim, the best course of action is to seek the help of a San Fernando Valley permanent disability attorney.
Many employers carry an Employment Retirement Income Security Act (ERISA) policy. The ERISA Act is a federal policy that allows applicants who were denied long-term disability claims the opportunity to pursue a lawsuit at the federal level. This gives applicants whose initial claim was denied another opportunity to appeal the insurance company’s decision. However, it is difficult for an ERISA disability benefits denial to be overturned in court, mainly because insurance companies must provide a small amount of evidence to support their decision.
An experienced San Fernando Valley Permanent Disability Attorney can use their knowledge of the ERISA rules to help increase the chances of overturning their clients’ claim decisions. There are several ways that a permanent disability attorney can help their clients succeed in the appeals process:
The legal team at the Law Offices of Kropach & Kropach has helped countless workers recover the permanent disability benefits needed to account for their medical bills and lost wages. If you have been injured at work or denied permanent disability benefits, do not take chances. Call our office at 818-609-7005 or fill out our contact form to schedule a free initial consultation.